Withdrawing USD from your OKX account to your bank via Bank Transfer (ACH) is a seamless process designed for US customers residing in eligible states. This guide provides step-by-step instructions for both web and mobile app users, ensuring a smooth withdrawal experience.
How to Initiate a USD Withdrawal via Bank Transfer (ACH)
Via Web Browser
- Log in to your OKX account.
- Navigate to Assets and select Withdraw.
- Choose Bank Transfer (ACH) and click + Add Account to link your bank using Plaid (OKX’s secure partner for instant verification).
- Follow Plaid’s prompts to authenticate your bank account.
- Once linked, enter the withdrawal amount and click Preview.
- Confirm details and select Withdraw to complete the transaction.
👉 Learn more about ACH withdrawal limits
Via Mobile App
- Open the OKX app, go to Portfolio → Withdraw → Withdraw USD.
- Select Bank Transfer (ACH) and tap + Add Account to connect via Plaid.
- After successful linking, input the withdrawal amount and tap Preview.
- Enter your authentication code (SMS/2FA) and tap Withdraw.
Important Notes:
- Ensure your OKX account name matches your bank account name.
- Processing time: 3–5 business days (varies by bank).
Key Features of ACH Withdrawals
- Fast & Secure: Encrypted via Plaid.
- Low Fees: Typically lower than wire transfers.
- Convenient: Direct to your linked bank account.
👉 Troubleshoot delayed withdrawals
Frequently Asked Questions (FAQ)
1. Why don’t I see the "Withdraw USD" option?
Cash withdrawals are restricted to certain regions due to local regulations.
2. Can I withdraw if bank verification fails?
No—successful verification is required.
3. How do I check withdrawal history?
Go to Assets → All Withdrawals (web/app).
4. How will I know when funds are sent?
OKX sends email confirmations upon transaction initiation.
5. When will the money arrive?
Expect 3–5 business days after OKX processes the request.
6. Why can’t I withdraw all funds immediately?
ACH deposits may have a brief holding period for security checks.
7. Where can I view withdrawal limits?
Click the info icon next to the withdrawal field.
Summary: OKX’s Bank Transfer (ACH) offers a reliable way to withdraw USD with minimal fees. Always verify account details and monitor processing times for a hassle-free experience.