Crypto.com is set to revolutionize its platform with a major expansion into traditional financial services, including banking access, a credit card, and stock trading. Announced in late 2024, this strategic move aims to provide users with a comprehensive suite of financial tools—all within the Crypto.com ecosystem.
Backed by its newly launched Level Up rewards program, the company plans to merge conventional banking services with its established crypto offerings, reinforcing its position as a leader in digital finance.
Key Features of Crypto.com’s 2025 Expansion
1. Banking Services
Through partnerships with licensed banks, Crypto.com will offer:
- Deposit and savings accounts with competitive interest rates.
- Fiat integration, enabling seamless transfers between crypto and traditional accounts.
2. Crypto.com Credit Card
The platform’s credit card will feature:
- Up to 8% rewards on purchases in the first year (scaling to 5% afterward).
- Cashback in crypto or fiat, redeemable across the ecosystem.
3. Stock Trading via Watchdog Capital LLC
Users gain access to:
- Commission-free trading of stocks and ETFs.
- Portfolio management alongside crypto holdings.
- Options trading for advanced investment strategies.
👉 Discover how Crypto.com’s Level Up rewards can boost your financial growth
Introducing the Level Up Rewards Program
Crypto.com’s Level Up program introduces a tiered rewards system designed to incentivize engagement across all services. Highlights include:
| Benefit | Reward Details |
|---------------------------|---------------------------------------------|
| Stock Deposit Bonus | Up to 3% bonus on transfers |
| Idle Cash Returns | 7.5% APY for the first year |
| Credit Card Rewards | 8% cashback (drops to 5% after Year 1) |
| Exclusive Perks | Priority support, VIP event access |
CEO Kris Marszalek emphasized that this expansion aligns with Crypto.com’s founding vision:
“We became the leading global crypto platform by offering unmatched rewards and product depth. Level Up is a return to those principles.”
Overcoming Past Challenges
After a turbulent 2023 marked by regulatory fines and workforce reductions, Crypto.com is pivoting toward sustainable growth. Key setbacks included:
- A €2 million fine by the Dutch Central Bank for operating without registration.
- A 20% staff cut in early 2023 amid broader industry downturns.
The 2025 rollout aims to rebuild trust while capitalizing on growing demand for integrated financial solutions.
FAQs: Crypto.com’s New Services
1. How do I join the Level Up program?
Existing Crypto.com users are automatically eligible. New users must sign up and link a bank account or deposit funds to unlock rewards.
2. Are stock trading services available worldwide?
Initially rolling out in select markets, availability depends on local regulations. Check the app for updates.
3. What’s the advantage of using Crypto.com’s credit card?
Beyond high cashback rates, rewards can be reinvested into crypto or withdrawn as fiat—offering unparalleled flexibility.
4. How secure are the new banking features?
Partner banks are fully licensed, and Crypto.com implements multi-layer encryption and compliance protocols.
👉 Learn more about optimizing your crypto-financial strategy in 2025
By blending crypto and traditional finance, Crypto.com is poised to redefine user expectations—delivering convenience, high rewards, and institutional-grade security in one platform.