In recent years, the rapid development of FinTech—innovative financial services leveraging global IT technologies—has captured widespread attention. However, navigating the legal landscape in this sector often involves ambiguous regulations or intersects multiple legal domains. Our firm combines cross-disciplinary expertise in financial regulation, IT, intellectual property, cybersecurity, capital markets, and venture capital to deliver end-to-end legal solutions tailored to FinTech's evolving regulatory environment.
Core FinTech Practice Areas
We provide strategic counsel across diverse FinTech sectors, including:
- Blockchain & Cryptocurrencies
- Digital Payments & E-Settlements
- AI-Driven Financial Solutions
- Crowdfunding & P2P Lending
Our clients range from startups and VC firms to established financial institutions. Beyond advisory services, we actively contribute to policy development through participation in government committees, industry forums, and academic publications.
👉 Explore how we bridge legal gaps in FinTech innovation
Regulatory Insights
Key Updates (2025)
Revised Payment Services Act
- Part 1: Funds Transfer Services (May 13, 2025)
- Part 2: Cross-Border Payment Regulations (May 13, 2025)
- Part 3: Cryptoasset Exchange Intermediaries (May 26, 2025)
Publications
- The Legal 500: Japan FinTech Guide (2025) – Analysis by K. Kawai et al.
- RWA Tokenization Under Japanese Law – S. Nohara & T. Katayama (Dec 2024)
- Banking Regulation Trends 2025 – T. Totsuka & K. Hatano
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FAQs
Q: How does Japanese law classify cryptoassets?
A: They're recognized as electronic payment instruments under the Payment Services Act, subject to anti-money laundering (AML) compliance.
Q: What licensing is required for P2P lending platforms?
A: Operators typically need funds transfer service licenses and must adhere to consumer protection guidelines.
Q: Are AI-based financial advisors legally permissible?
A: Yes, but they require algorithm transparency audits to meet Financial Services Agency (FSA) standards.
Why Choose Our Firm?
- 70+ dedicated FinTech attorneys
- Proactive regulatory monitoring
- Global interoperability focus
Contact us to future-proof your FinTech venture.