Xaman Wallet Review: The Official Ripple (XRP) Wallet

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Xaman Wallet (formerly known as Xumm Wallet) is the official non-custodial wallet for Ripple's XRP cryptocurrency. This comprehensive review covers its features, security measures, setup process, and usability to help you decide if it's the right XRP wallet for your needs.

Pros and Cons of Xaman Wallet

AdvantageDisadvantage
Multi-signature support and biometric authentication (Face ID, fingerprint) for enhanced transaction securityLike all non-custodial wallets, asset loss is possible if private keys are lost
Supports XRP Ledger and integrated platforms like Xahau, compatible with 8,300+ tokensLacks support for major cryptocurrencies like BTC and ETH
Available for Android and iOS with simple, intuitive interfaceRequires some technical understanding of XRP Ledger for full functionality
Minimal transaction fees make it attractive for regular XRP usersNot optimized for tablets (iPad) due to screen size limitations

Key Features

How to Set Up Xaman Wallet

  1. Download the app from official sources:

  2. Initial setup:

    • Launch the app and tap "Start"
    • Create a 6-digit security code (choose random, unique numbers)
    • Confirm the code and save it securely
  3. Enable biometric authentication:

    • Opt for fingerprint/Face ID verification when prompted
    • This can be changed later in settings
  4. Notification settings:

    • Choose whether to enable push notifications
  5. Wallet features overview:

    • Review the 9 introductory screens about wallet functionality
    • Confirm understanding at each step

Creating Your XRP Wallet

  1. Select "Add Account" and choose to create new or import existing
  2. For new wallets:

    • Generate private keys by creating secret numbers (8 rows of 6 digits each)
    • Carefully transcribe all numbers in exact order
    • Re-enter for verification
  3. Your public address will display - use this for transactions
  4. Choose security level:

    • Standard (password + biometrics for daily use)
    • Enhanced (additional confirmation for long-term storage)
  5. Name your wallet for easy identification

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Activating Your Wallet

To start using Xaman Wallet:

  1. Maintain minimum 10 XRP balance (this gets reserved)
  2. From main screen, tap "Activate Account"
  3. Follow on-screen instructions
  4. Purchase XRP if needed by selecting "Buy XRP"
  5. Choose preferred purchase method
  6. Complete activation process

Making Transactions

Receiving XRP:

  1. Copy your public address from wallet
  2. Navigate to "Request" tab
  3. Share address with sender or transfer from another wallet

Sending XRP:

  1. Go to "Send" tab
  2. Enter recipient's address
  3. Select token and amount
  4. Confirm transaction details

All transactions appear in the "Summary" tab for tracking.

Account Recovery

To restore an existing wallet:

  1. Select "Import existing account"
  2. Choose "Full access" option
  3. Enter your 8 rows of 6-digit secret numbers
  4. Click "Next" to verify
  5. Wallet access will be restored upon successful verification

FAQ

Is Xaman Wallet safe?

Yes, it employs multi-signature support, biometric authentication, and gives users full control of private keys. However, like all non-custodial wallets, you're responsible for key security.

What devices support Xaman Wallet?

It's compatible with Android 7+ and iOS 13+ devices (iPhone 7 and newer models). Tablet support is limited.

Can I store other cryptocurrencies besides XRP?

While primarily for XRP, it supports 8,300+ tokens on XRP Ledger. Major coins like BTC and ETH aren't supported.

How long does setup take?

The entire installation and configuration process typically takes under 10 minutes.

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What happens if I lose my secret numbers?

Without your secret numbers (private keys), you cannot recover your wallet. Always store backups securely offline.

Why is 10 XRP reserved?

The XRP Ledger requires this minimum balance to prevent spam accounts. These funds remain yours but are untouchable while the account exists.

Conclusion

Xaman Wallet offers XRP holders a secure, feature-rich solution with excellent integration into the XRP Ledger ecosystem. While its focus on XRP means it lacks support for other major cryptocurrencies, its security features and intuitive interface make it a top choice for XRP transactions. The wallet particularly shines for users who prioritize security through its multi-signature options and biometric authentication.

Remember that as a non-custodial wallet, you maintain full responsibility for your asset security. Always keep your recovery phrases and secret numbers in a safe place, and consider the wallet's technical requirements before committing to use.