The People Behind Ripple: The Company That Created XRP

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Ripple is a San Francisco-based company renowned for creating and developing the XRP digital currency. Founded in 2012 by Chris Larsen and Jed McCaleb, Ripple has grown into a key player in blockchain-based financial solutions.

Founders and Early Leadership

Chris Larsen

Chris Larsen served as CEO of Ripple until 2016 and currently holds the position of Executive Chairman. Before Ripple, Larsen co-founded E-LOAN and Prosper, establishing himself as a pioneer in fintech and online lending.

Jed McCaleb

Jed McCaleb, another co-founder, initially conceptualized the Ripple payment protocol. After leaving Ripple in 2013, he co-founded the Stellar Development Foundation, which supports the Stellar (XLM) cryptocurrency.

Current Leadership Team (2023)

Ripple is led by a team of seasoned executives driving innovation and global adoption of XRP and blockchain-based payments.

Brad Garlinghouse: CEO

Brad Garlinghouse, a veteran technology executive, oversees Ripple’s strategic growth, global partnerships, and expansion into financial markets. Before Ripple, he held leadership roles at AOL, Yahoo!, and Hightail.

👉 Learn how Ripple is transforming cross-border payments

David Schwartz: Chief Technology Officer (CTO)

David Schwartz, one of the original architects of the XRP Ledger, leads Ripple’s technical development. His expertise spans blockchain, cryptography, and distributed systems.

Monica Long: President

Monica Long manages RippleNet (Ripple’s payment network) and RippleX (open-source blockchain development). She joined Ripple in 2013 as its first marketing hire and has played a pivotal role in scaling the company.

Kristina Campbell: Chief Financial Officer (CFO)

Kristina Campbell brings over 20 years of fintech and payments expertise. Previously CFO at PayNearMe, she specializes in financial strategy and operations.

Other Key Executives

👉 Discover how Ripple’s team is shaping the future of finance

Frequently Asked Questions (FAQs)

1. Who founded Ripple?

Ripple was founded in 2012 by Chris Larsen and Jed McCaleb.

2. What is XRP?

XRP is Ripple’s digital currency designed for fast, low-cost cross-border transactions.

3. Who is the current CEO of Ripple?

Brad Garlinghouse has served as CEO since 2016, leading Ripple’s global expansion.

4. What is RippleNet?

RippleNet is Ripple’s blockchain-based payment network used by financial institutions for efficient remittances.

5. How does Ripple differ from Bitcoin?

Unlike Bitcoin’s decentralized model, Ripple focuses on institutional adoption and regulatory compliance.

Conclusion

Ripple’s leadership combines blockchain expertise, fintech innovation, and global business acumen, driving the adoption of XRP and transforming financial systems worldwide.

For updates, visit Ripple’s official website.


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